James Wm. Harris III - Mortgage Protection, Final Expense, Disability, Annuities
Products / Services
Accident coverage
         - pays tax - free money to you if you are treated for any accident;
           fall / cut / auto / etc.
Mortgage Protection
          - term and universal life coverage
            [to protect mortgages in event of death].
          - personal disability to protect income if sick or
          - coverage may or may not require exam;                                             
                  exams free, if needed.
Final Expense Insurance
          - permanent coverage to cover burial costs.
          - persons aged 50 - 85 may apply for coverage.
          - no exam required up to 25,000.
General Life Insurance
          - term, universal, and whole life. 
          - persons 0 - 90 years old may apply. 
          - family coverage available.
            - coverage may or may not require exam; 
                 exams free, if needed.
Personal Disability
          - receive monthly income if you cannot work due
                    to illness or injury. 
Payroll Deduction products for your company
          - NO COST to employer.     
          - accident / life / disability / critical illness
          - employees participate voluntarily, through
                     payroll deduction.                                               
NJ - TransAmerica Life, Assurity Life, American General Life, Capital Life, American Heritage Life (i.e., All State), Gerber Life, Columbian Life, United Home Life, Boston Mutual, Unum Life.

NY -  US Life, Gerber Life.

Companies generally used for PAYROLL DEDUCTION programs:
        American Heritage, Assurity, Boston Mutual, Unum,
                    TransAMerica Financial.
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 (Please also see the "About Me" and "Contact Me" links above.)
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